Privacy Policy — Home Equity Project Funding

This site is operated by John Creager, a licensed mortgage loan officer with Guild Mortgage Company LLC (NMLS #3274; John Creager NMLS #2098333). "We" refers to John Creager and Guild Mortgage.

Information we collect. Information you provide: your name, phone number, email, property address, and project and financial details (such as estimated home value, mortgage balance, project type, and amount). We may also collect basic technical information such as your IP address and the date and time you submit the form.

How we use it. To review whether home-equity or other financing options may fit your project, to contact you about those options, to keep records of your requests and consent, and to improve our service.

Who we share it with. Your information is shared with John Creager and Guild Mortgage and with authorized team members and service providers who help us evaluate your request and contact you. We do not sell your personal information.

Website analytics. We measure how this site is used with our own first-party analytics — we do not use Google Analytics, advertising pixels, or any third-party tracking service. When you visit, we record the page you viewed, how far through the form you got, which partner link brought you, the name of the referring website (if any), any campaign tags in the link, your browser type, and the country your visit came from. Your browser stores a random, made-up visit id (in local storage, not a cookie) so we can tell one visit apart from another; it is not derived from anything about you and cannot be traced back to you. These analytics records never include your name, email, phone number, address, or any answer you typed into the form, and we do not store your IP address on them. Clearing your browser storage resets the id.

Communications. If you opt in, we may contact you by phone call and text message, including with automated technology, about financing options. Consent is not a condition of receiving help. See our Messaging Terms.

Your choices. Reply STOP to any text to opt out of text messages. You may contact us to access, correct, or delete your information.

Security. We use reasonable measures to protect your information, though no method of transmission or storage is completely secure.

Contact. jcreager@guildmortgage.net.

Changes. We may update this policy; the current version is always posted on this page.